The patient had already spent six days in the hospital. ICU charges were high. Medicines were expensive. The family somehow arranged payments and later submitted the reimbursement claim expecting at least partial financial relief. But instead of approval, the insurer responded with another request. This time, they wanted ICU nursing notes and monitoring records. The … Read more
Most people believe that once hospitalization is genuine and all bills are submitted properly, the health insurance claim should get approved without major issues. But many policyholders in India are surprised when the insurer suddenly delays or rejects the claim because the treating doctor could not be verified. Sometimes the doctor has left the hospital. … Read more
Most people do not pay much attention to the discharge summary while leaving the hospital. After days of treatment, patients are usually focused on recovery, final bills, medicines, and getting back home safely. But later, during the health insurance claim process, this single document can become one of the biggest reasons behind claim rejection. Many … Read more
